mortgage
noun
verb
ˈmɔːɡɪdʒ noun
1 a legal arrangement by which you borrow money from a bank or similar organization in order to buy a house, and pay back the money over a period of years 抵押贷款,按揭
Your building society or bank will help arrange a mortgage.
你的购房互助会或银行将会帮你安排抵押贷款。
They’ve taken out a 30 year mortgage (=they will pay for their house over a period of 30 years) .
他们办理了一笔 30 年期的抵押贷款。
We decided to use Fred’s redundancy money to pay off the mortgage (=pay back all the money we borrowed for a mortgage) .
我们决定用弗雷德的遣散费来偿清抵押贷款。
Mortgage rates are set to rise again in the spring.
抵押贷款利率到春天肯定还要上升。
She was having trouble meeting her mortgage payments .
她还抵押贷款有困难。
2 the amount of money you borrow in the form of a mortgage 抵押贷款额
If you earn £20,000 per year, then you may be able to get a mortgage of £60,000.
如果你每年挣 20,000 英镑,你就有可能贷到 60,000 英镑的抵押贷款。
verb
3 if you mortgage your home, land, or property, you borrow money, usually from a bank, and if you cannot pay back the money within a particular period of time, the bank has the right to sell your property in order to get the money you owe it 抵押
We mortgaged our house to start Paul’s business.
我们把房子抵押出去来创办保罗的公司。
4
mortgage the/sb’s future
to borrow money or do something that is likely to cause problems in the future, that other people will have to deal with 以将来/某人的前途作代价 (赌注 )
The report explains how governments are mortgaging their nations’ futures.
报告说明各国政府如何把国家的前途拿去作赌注。